Terms of Service

Last updated: May 2026

1. Acceptance of Terms

By accessing and using FundJos ("the Website"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

FundJos provides free online business calculators and financial tools. Our calculators are designed to help small business owners make informed financial decisions. All calculations are estimates and should not be considered professional financial advice.

3. No Financial Advice

The information provided by our calculators is for general informational purposes only. It does not constitute professional financial, accounting, or legal advice. Always consult with qualified professionals before making important business decisions.

4. User Responsibilities

When using our services, you agree to:

• Provide accurate information when using our calculators
• Use the services for lawful purposes only
• Not attempt to disrupt or damage our services
• Not use automated systems to access our services without permission
• Not reproduce, duplicate, copy, sell, or exploit any portion of our services without express written permission

5. Intellectual Property

All content on FundJos, including text, graphics, logos, calculator algorithms, and software, is the property of FundJos or its content suppliers and is protected by copyright and other intellectual property laws.

6. Disclaimer of Warranties

Our services are provided "as is" without any warranties, expressed or implied. We do not guarantee that:

• The calculators will be error-free or accurate
• The website will be available at all times
• The results will meet your specific requirements
• Any errors will be corrected

7. Limitation of Liability

In no event shall FundJos, its owners, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.

8. Indemnification

You agree to indemnify and hold harmless FundJos and its affiliates from any claims, damages, or expenses arising from your use of our services or violation of these terms.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the modified terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at support@fundjos.com.