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        <lastmod>2026-05-21</lastmod>
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    <!-- Main Hub Pages - High Priority -->
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        <lastmod>2026-05-21</lastmod>
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    <!-- Business Calculators - High Priority (Revenue Drivers) -->
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        <lastmod>2026-05-21</lastmod>
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    <!-- Insurance Calculators -->
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        <lastmod>2026-05-21</lastmod>
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    <!-- Legal Calculators -->
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    <!-- Trading Tools -->
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    <!-- Guide Pages - Good for Long-tail SEO -->
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    <!-- Blog Posts - Fresh Content for SEO -->
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        <priority>0.7</priority>
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        <lastmod>2026-05-21</lastmod>
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        <priority>0.7</priority>
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        <priority>0.7</priority>
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